这一变化是对信贷市场信心增强的表现。
The change is a sign of improving confidence in credit markets.
然而，这次的恐慌不仅仅跟次级债危机以及其对信贷市场的危害有关：美国有可能陷入衰退。
But this time the scare is about more than bad mortgage loans and their baleful effect on the credit markets. America may be falling into recession.
但是，这些研究没有考虑产权、制度以及借款人素质等因素对信贷市场的影响和制约。
However, it does not take into consideration property rights, institution and the debtor's quality and other factors which influence and restrain the credit market.
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