主要用于同城清算，实时付款为当收款方银行收到付款方数据时，即刻借记收款人账户。
It is mainly used in intra-city settlement which time period is zero seconds. The receiving bank credit the amount to the beneficiary's account once the data from remitting bank has been received.
我们的支付方式通常是信用证或采用其它的付款方式，如实时付款、延期付款、分期付款。
We usually make payment by letters of credit or adopt some other modes of payment such as immediate payment, deferred payment and payment by installments.
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