增强风险意识，完善相关制度，严格债务管理，努力防范财政风险。
We will work to be more aware of risks, improve related systems, tighten debt management and fend off financial risks.
针对上述问题，本文提出应该加强有关理论研究，完善相关制度安排；
To solute problems above, this text proposes that to strengthen theoretical research and to perfect relevant systemic arrangement;
因此，本部分主要为实现信用卡消费者的权利而设计或完善相关制度。
Therefore, this part is to realize the rights of credit card consumers.
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