学生们获得的有不到一半的钱是助学金形式的，贷款补上了不足的部分。
Less than half of the money that students receive is in the form of grants, and loans have made up the difference.
目前的奖学金获得者不会失去他们的奖学金，但从2008年秋季开始，只会对学生发放助学金。
No current merit-aid recipients will lose their scholarships, but need-based aid alone will be awarded beginning with students entering in fall 2008.
随着教育费用的逐年增加，联邦学生贷款和助学金势必不能支付全部教育费用。
With the cost of education rising every year, federal student loans and grants tend not to cover the entire cost of education.
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