这是法律上法人机构和非法人机构的概念·法人是一种享有民事主体资格的组织，它和自然人一样，同属于民事主体的范围，而且是民事主体中的重要组成部分，民法通则第36条规定：“法人是具有民事权利能力和民事行为能力，依法独立享有民事权利和承担民事义务的组织。”
这四家外资法人银行将在完成工商登记等法定手续后正式对外营业。
The four foreign corporate banking business registrations and other legal formalities to be completed after the official business .
银监会有关负责人披露，截至目前，已有十二家外资银行获准将中国境内分行改制筹建为外资法人银行。
CBRC responsible disclosure, as of now, There are currently 12 branches of foreign Banks in China will be allowed to corporate restructuring lead to foreign Banks.
于上周获得全面人民币业务牌照的星展、恒生等第二批外资法人银行，目前仍处于相关业务及产品的准备阶段。
Last week was full of RMB business license DBS, and the second batch of Hang Seng Bank foreign legal persons, are still in business and related products for the stage.
应用推荐