总之，当美联储降低了基本放款利率，他们就是在鼓励你去花钱。
In a nutshell, when the Federal Reserve drops the prime lending rate, they're encouraging you to spend money.
首先，基本放款利率是银行间相互进行短期借贷时使用的利率。
First of all, the prime lending rate is the interest rate that Banks charge each other for short term loans.
就这样，许多与日常生活息息相关的利率都会受到基本放款利率的影响。
Thus, many, many other rates that do affect your life are affected by the prime lending rate.
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