为了保持竞争力，银行需要能够灵活地从购买国债转换到为私营经济的增长提供资金。
To stay competitive, the banks need the flexibility to switch from buying JGBs to funding private-sector growth.
此前曾通过市场为汽车等借贷提供资金的银行如今则必须更多地依赖自己的储户存款。
Banks that once turned to the market to fund its automobile and other lending must now rely more heavily on their deposit base for funding.
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