相比其他贷款机构，它无疑对地产业的低迷更加敏感，因为在更加专业的细分市场方面，例如购买到租赁，以及自行担保等方面，它们暴露的问题更多一点。

It is more vulnerable to the housing downturn than many lenders, because of outsized exposures to specialist segments of the market such as buy-to-let and self-certification markets.

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上海琳方房地产估价有限公司是一家专业从事房地产估价业务的中介服务机构。

Shanghai Linfang real estate evaluation Co., Ltd (LFREE) is an intermediary agency specializing in real estate evaluation.

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