它是杠杆交易贷款和债券产品的最大持有者，且大多数是在信贷泡沫时期达成的协议。

It is a big holder of "hung" leveraged loans and bonds, mostly related to buy-outs agreed on in the credit bubble.

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在经济泡沫和危机时期，信贷也受潮了。

During the bubble and during the crisis, credit was tidal.

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在未来一段时间里，住房价格将会远远低于泡沫时期水平，当然，这在给售房者或信贷方造成损失的同时，能够使购房者从中受益。

Prices will remain far below "bubble" levels, of course, but for every seller (or lender) hurt by this there will be a buyer who benefits.

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