现在你们已经如实的评估了你们的财务状况，也谈了你们的梦想，是时候一起坐下来拟定一个预算了。
Now that you've assessed your finances honestly and talked about your dreams, it's time to sit down and make a budget... together.
目标是指你付出行动去做的事情，而梦想只是个想法。目标需要你的行动，而梦想却不要你动一动手指，甚至在你睡觉的时候都可以实现。
Goals are something you are acting on. Dreams are something you are just thinking about. Goals require action. Dreams can happen without lifting a finger, even while you are asleep.
梦想，不用动动手指头就能拥有，甚至在你睡着的时候。
Dreams can happen without lifting a finger, even while you are asleep.
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