计划好已知将要花费的(比如：圣诞俱乐部，季度保险账单，个人财产税金，等等)，为这些事项有规律的做好储蓄。
Plan for known upcoming expenditures (think: Christmas Club, quarterly insurance payments, personal property taxes, etc), by making regular deposits into an account for these items.
许多家庭储蓄了一整年用于在圣诞节买一头牛，所以突然间，乡村的几乎每个院落都出现了多得荒谬的牛肉。
Many families saved all year to buy a cow at Christmas, so there was suddenly a preposterous amount of beef in almost every compound in the village.
据美国运通消费与储蓄追踪首个年度报告称，四分之一的消费者将在圣诞节当周进行大采购，包括圣诞前夕这一天。
One-fourth of consumers will be shopping the week leading into Christmas,including Christmas Eve, according to the first annual American ExpressSpending and Saving Tracker research report.
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