然而，目前法学界对此研究甚为薄弱，尤其是关于土地使用权抵押制度的研究更是如此。

However, at present, in law field, its research is very weak, especially on mortgage system of right of land use.

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如将土地使用权抵押后再预售，银行一旦行使抵押权，将该土地使用权连同土地上新增房屋一起拍卖，买房人将面临有房无地的处境。

If after sale of land use rights collateral, the bank once exercise Mortgages, together with the land use rights to land new housing auction houses will face a situation of the housing landless.

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