“因病致贫、因病返贫”，在现实生活中不时上演。由于人口老龄化、医疗技术和设备的进步更新等多方面的原因，居民所承担的医疗费用正在逐年上升，基本医保难以解决群众因大病承担的重负。“大病医保成为减轻大病患者医疗负担的一项重要的制度安排，是健全医保体系的重要环节，是泽被百姓的民心工程。”
随着慢性非传染性疾病的增长，特别是在本区域的城市中，因病致贫现象肯定会急剧恶化。
With the rise of chronic noncommunicable diseases, especially in the cities of this region, the ability of diseases to drive people into poverty is certain to increase exponentially.
参合率和补偿比例近年来逐步提高，它在解决农民因病返贫、因病致贫上取得了显著的成绩。
The participation and compensation rates have been gradually improved in recent years. It is successful in solving peasants incline to illness because of poverty and poverty to sickness.
政策目标重点是帮助农民减轻因患重大疾病而带来的经济负担，减少农村居民“因病致贫”和“因病返贫”现象。
The key objective of this policy is to help farmers who suffer from severe diseases, alleviate their financial burden, and prevent the poverty due to illness.
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