投资银行、商业银行和资产管理的贡献各占到收入的三分之一左右。

Investment banking, commercial banking and asset management each contribute about a third of revenue in the country.

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因此，加强和完善信贷风险管理，切实降低不良资产，是四大国有商业银行今后几年工作的重点，也是我国有效降低金融风险的重要保障。

So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.

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面对另一个季度的大亏损，它一直在其最坏的资产(一毒性商业按揭贷款组合)和其最佳资产(其资产管理部门Neuberger Berman)的现况中叫卖。

Faced with another big quarterly loss, it is hawking around both its worst assets (a toxic commercial-mortgage portfolio) and its best (Neuberger Berman, a fund manager).

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