老实说，许多地震学家就是这样做的，而不是一味地付高昂的地震灾害保险金。
And truth be told, this is what many earthquake experts do, rather than pay expensive premiums for earthquake insurance.
这时你需要小心一点，如果她一味坚持就让她来付，如果她只是建议一两次，就由你来付。
In this case you need to be careful. If she is very insistent, you should let her pay, but if she only suggest once or twice you should pay.
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