一份商业计划的作用远远不只是后备资金那么简单。
旅行拥有一个后备资金,它会让你真正的紧急情况时不会感到焦急。
Having a comfortable cushion of while traveling lets you handle real emergencies as they crop up.
除此之外,他们还不得不持有另外的占到核心资本数量的9%的后备资金,或者说“可转换债券”,即,如果核心资本率下降过快,这些债券可以转换成股票。
On top of this they will have to carry another nine percentage points’ worth of contingent-capital, or “CoCo”, bonds that convert into equity if core-capital ratios fall too far.
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