通过出售这种产品，银行为那些新的风险持有者促成了保险合约，这在市场状况好的时候可以产生稳定的收益，但一旦市场失灵，便可能要求巨额的支出。
By selling these, Banks have brokered insurance contracts to the new holders of risk that in good times produce steady streams of income, but could require huge payouts if markets ever seize up.
农业远期合约是一种具有局限性和偶遇性特征的交易契约，我国的“订单农业”合约中的双方处于不完全信息状态，形成了基于信息非对称导致的市场失灵。
In our country, the both parties in the contract of "order agriculture" is placed in the incompletion information appearance, according to the dissymmetrical information to cause market failure.
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