史诺德写过“靠信用卡和贷款度日是不会变成富翁的。”当然，用点儿小技巧是可以帮你买个房子、或者一辆新车，但是过多的借贷却会打破你的财政平衡。

"Living on credit CARDS loans won't make you rich," writes schroeder. sure, leverage can get you into a home a new car, but too much debt is one of the biggest drags on your financial well-being.

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