他们争辩说，分期付款销售促进商品消费，商品消费又促进生产，从而降低成本。

They reason that installment selling increases the consumption of goods, which in turn increases production and thus tends to lower costs.

youdao

但是规定往往让人两难：资产最少的人最有可能收到清算的要求，但他们同时又最不可能筹措到现金来完成最终协商好的付款。

And there can be a Catch-22: those with the fewest assets are the likeliest to receive a settlement offer, but they are also the least able to come up with the cash for that final negotiated payment.

youdao

考虑到我们订单数量很大，希望你们能接受付款交单的付款方式，因为开信用证既耗时间又费钱。

We have large order this time, we hope you can agree to D/P terms, for we have to pay a deposit in opening a letter of credit that is time-consuming and costly.

youdao