卡乐保留不预先告示即修改产品特性的权力。
CAREL reserves the right to modify the features of its products without prior notice.
但最大的问题可能在于，这些计划是基于一个错误的假设：即修改合同会使大家，包括借贷人和贷款人，都境况更佳。
But the biggest problem may be that the programs are based on a faulty assumption: that modifying mortgages makes everyone-borrowers and lenders alike-better off.
有一个问题我经常会遇到，即，必须去理解和修改别人写的脚本。
One of the problems I have encountered frequently is attempting to understand and modify a script someone else has written.
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