“负分期付款”抵押借款甚至可允许人们每月仅付部分利息，并将剩余部分加到贷款本金中，增加的是其贷款额，并不是存款额。

"Negative amortisation" (neg-am) mortgages even let people pay only part of their interest each month and to add the rest to the principal, increasing their debt, not their savings.

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这种租金付款占有了一些消费剩余。

This rental payment appropriates some of the consumer surplus.

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剩余款，馽评估报告形成经验实绩成果合格后，一次性付款。

The excess funds, after the assessment report forms the experience actual accomplishments achievement qualified, disposable payment.

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