刮刮卡是指卡上的一种覆盖数字和字母密码等文字的涂层，因此刮刮卡也叫密码覆膜卡、帐户卡或记账密码卡。刮刮卡的品种很多，在市场上广泛使用的有有奖刮刮卡引、剥剥卡、充值卡、密码卡、消费券、积分卡等等。
被视为现钞的替代者，刮刮卡同时也引起了武装劫匪的兴趣。有一个案例可说明此。
Viewed as cash substitutes, scratch CARDS have also drawn the attention of armed robbers.
用户们不愿冒着生命危险去银行，而是通过传送类似于礼品券，记有存款的刮刮卡上的系列号来转移钱财。
Reluctant to risk their lives by visiting a bank, many subscribers transferred money to each other by passing on the serial Numbers of scratch CARDS charged with credit, like gift vouchers.
继凯特的父母推出小狗主题蛋糕装饰和“大不列颠”刮刮卡后，威廉王子之父查尔斯的官方网店也推出了威廉和凯特的主题拼图。
First Kate Middleton's parents stocked corgi-themed cake toppers and Britannia scratch CARDS, now Prince Charles's official shop is selling a jigsaw featuring Prince William and his fiancee.
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