这次调查发现，这些上流人士仅两年前还存在的巨大风险偏好已经在减弱，约44%的富人都在想方设法地分散风险。

The big appetite for risk that existed in the upper echelon just two years ago is fading, the survey found, with around 44% of the country's wealthiest looking to spread their risk.

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扩散偏好：在另一个极端，消费者的喜好可能分散在整个空间，这表明消费者的偏好各有不同，很大。

Diffused preferences: at the other extreme, consumer preferences may be scattered throughout the space, indicating that consumers vary greatly in their preferences.

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Two tenets, an equity bias for portfolios with a long time horizon and diversification.

两个原则,长期投资中的股权偏好,以及分散投资

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