本文系统地分析了农村商业性金融的相关内容，具有重要的理论补充以及实践指导意义。
The related issues of rural commercial finance is analyzed in this paper which has important theory supplement sense as well as the practice guiding sense.
只有当公共保障机制取代家族保险功能，农民收入水平提高到一定程度，现代商业性金融才可能引入广大农村。
Only when the public mechanisms may take the place of the insurance function of clans, and then income reaches a certain level, can we introduce modern commercial financing to the areas.
第五，现代商业性金融在农村发展缓慢，金融抑制现象仍然存在，农村金融深化极具紧迫性。
The modern commercial finance develops slowly, and the financial suppression phenomenon still exists. So it is urgent to deepen the rural finance.
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