不断上升的利率也对住房市场起到抑制作用，因为它提高了再按揭或获取新贷款的成本。
Rising interest rates are also acting as a headwind by making it more expensive to refinance an existing mortgage or get a new loan.
因为美联储宣布了购买按揭债卷，按揭利率急剧下降，住房按揭贷款业主都纷纷到银行进行再按揭。
Homeowners rushed to rejig their loans when mortgage rates fell sharply after the Federal Reserve unveiled a plan to buy mortgage-backed securities and debt.
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