美国旧金山联邦储备银行的鲁文·格里克和凯文·J·兰辛估计，为了恢复平衡，美国人必须把目前为4%的家庭储蓄率在2018年结束前提高到10%。
Reuven Glick and Kevin J. Lansing of the San Francisco Fed estimate that Americans will have to increase their household savings rate from 4 percent to 10 percent by 2018 to restore balance.
出生在加拿大，父亲是兰卡斯特城人，母亲是威尔士人——甚至他有四分之一的中国血统——在他的家乡卡尔加里，哈格里夫斯增进着自己的球计直到在1997年被拜仁发掘。
Born in canada to a lancastrian father and a welsh mother-he is also a quarter chinese-hargreaves learned his trade with the calgary foothills in his homeland before being spotted by bayern in1997.
但来自英格兰队内的消息称，麦克拉伦周三上午改变主意，准备使用哈格里夫斯，而弃用兰帕德。
But sources inside the England camp insisted he was dropped, with McClaren instead favouring Hargreaves after a change of heart on Wednesday morning.
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