在这种情况下，银行贷款成了公办高校普遍采用的筹资手段。

In such circumstances, bank loans have become the usual way for public colleges and universities to get financial support.

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但是，相当一部分公办高校由于各种原因出现了还贷危机和贷款风险。

However, a considerable part of public colleges and universities face the loan crisis and risks due to a variety of reasons.

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分析了公办高校负债经营存在的财务隐患，论述了高校负债经营的风险防范。

This paper analyzes the financial risks in public university's operation on borrowings, and expounds the risk prevention for public university's operation on borrowings.

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