Constructive total loss is a unique legal system in marine insurance law.
推定全损制度是海上保险中一项特有的法律制度。
参考来源 - 海上保险中的推定全损制度研究In the recent years, total loss shipwrecks of dry bulk carriers have happened frequently, whose loss is the most serious of all the marine disasters. As for each single ship, the losses are quite considerable.
近年来，大量散货船全损海难案件不断发生，损失的吨位位居所有船舶海难损失载重吨位第一，造成了严重的人命和财产损失。
参考来源 - 大风浪中载货干散货船安全评价研究·2,447,543篇论文数据，部分数据来源于NoteExpress
房屋被定为全损，保险公司按保险限额迅速赔付了我们。
The house was a total loss and the insurance company promptly paid us the policy limit.
发生实际全损的，无须发送委付通知。
In the case of an actual total loss no notice of abandonment need be given.
全损可以为实际全损，或者推定全损。
A total loss may be either an actual total loss, or a constructive total loss.
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