本文研究不完全信息条件下含免赔额保险合同的确定问题。
This paper examines the optimal deductible insurance contract under incomplete information.
如果身体健康的人采取医疗-储蓄账户的方式规划医疗支出,高免赔额保险会看上去更具吸引力。
People who stay healthy can make the high-deductible proposition more financially appealing if they open a health-savings account.
本文利用期望-方差效用理论,讨论了单时段市场风险资产的绝对免赔额保险中最优免赔额的存在性问题,并给出了最优免赔额、最优风险资产投资额的定价表达式。
This paper discuss the optimal investment and insurance in such a one-period market and get the valuation of the optimal assets investment amount and the optimal amount of dismiss compensate.
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