节约能让你为退休省出一笔储蓄，更快的还清你的信用卡，或者为你梦想中的度假做积蓄。
Being frugal can help you save for retirement, pay off your credit CARDS faster or even just save money for a dream vacation.
一个方法或许是大量储蓄，以减少债务并重建资本净值，不过“节约悖论”并不支持它。
One solution might be to save a lot to reduce debt and rebuild net worth, but the "paradox of thrift" scuttles this.
越老越小气“这样一种观察，在退休人员身上得到进一步强化。 在面对不断减少的储蓄时，他们的典型表现就是更加节约地管理自己的收入和开支。
Such a "consumers become more prudent with advancing age" observation is reinforced by the fact that retirees faced with dwindling savings typically husband income, and so expenditure, very carefully.
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