储蓄利率是指在一定时期内银行或金融机构吸收存款时付给存款人的利息量与存款额之间的比例。其计算公式为： 利息率=(一定时期的利息量÷存款额) ×100%。储蓄利率按计息期限的长短，一般分为年利率、月利率和日利率三种。我国储蓄利率统一采用月利率，一般不采用年利率或日利率。但为适应实际需要，在计算利息时有时也需要在三者之间进行换算，其公式是： ①月利率=年利率÷12。②月利率=日利率×30。
储蓄利率
双语例句原声例句
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这比微薄的银行储蓄利率稍好一些。
That is a better deal than the low rates offered on deposits by the country's banks.
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波达尔预计印度的储蓄利率会在2015年以前上升至40%。
Poddar expects India’s savings rate to rise to 40 percent of GDP by 2015.
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首要的问题是中国利率政策过于死板：银行一年期存款的年储蓄利率不能超过3.5%。
The first is China's overly managed interest rate policy: Banks are only allowed to offer its customers a maximum 3.5% interest rate on one-year deposits.
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Once they freed up interest rates, interest rates on deposits started soaring and banks started taking greater risks, particularly Savings and Loans.
一旦他们被放任去抬高利率,储蓄利率将会飞速攀升,而银行就会承载着更大风险,尤其对于储蓄贷款协会
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The first wave was in the 1960s and, at that time, Congress had limits-- state governments had limits on the interest that savings banks could pay people on their accounts.
在20世纪60年代,那时候国会限制了...,各州政府给储蓄银行,设定了账户利率的支付上限
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- 来自原声例句