如果你的名字继续出现在你与你前配偶的共同帐户上，你就有责任偿还债务。
If you allow your name to remain on joint accounts with your ex-spouse, you are also responsible for the bills.
这是你的责任，以证明给信用局说，你有没有能力偿还债务。
It's your responsibility to prove to the credit bureaus that you have the ability to repay debt.
抵押给予债权人临时的、有条件的财产抵押，以此作为履行责任或偿还债务的保证。
A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt.
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