借贷方是一个金融术语，将财产存入银行为“借方”，向银行贷款叫做“贷方”。
该信用评级机构称，葡萄牙处于垃圾借贷方的边缘。
According to the credit rating agency, Portugal now stands on the brink of junk-borrower status.
随着银行金融的紧缩，要求企业转向新的借贷方式。
With bank finance tight, businesses are expected to turn to less orthodox forms of lending.
这表明，银行在借贷方面上更加小心翼翼，谨慎挑剔。
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