安永国际： Ernst and young International 借贷平衡： equity off debit and credits 估计残值 estimated scrap value ..
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总的借贷报表称作借贷平衡表。
The statement of total debits and credits is known as a balance.
在这种情况下，借款人可能还是需要再求助于银行，因为银行在金融危机中维持借贷平衡的能力远高于那些大型机构。
In that case, borrowers may again need to turn to community Banks, which did a far better job of maintaining loan balances during the financial crisis than did the mega-institutions.
当然，用点儿小技巧是可以帮你买个房子、或者一辆新车，但是过多的借贷却会打破你的财政平衡。
Sure, leverage can get you into a home or a new car, but too much debt is one of the biggest drags on your financial well-being.
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