CBA的发言人称信用等级降低意味着借款风险的上升,这样借贷利率提高也就顺理成章。
Fallingcredit is a sign of a riskier borrower, says a spokeswoman for the CBA, whichwarrants higher rates.
如果信贷链条扭转的话,过多的新增借款将使企业面临风险。
Too much new borrowing could put companies at risk if the credit cycle turns.
如果他们接受一些风险,建造核电站的借款成本将下降,但总支出难以控制,如果公共设施服务商承担了所有的风险,借款成本将上升。
If they accept some risk, the price of financing facilities drops, but total spend is uncapped; if utility firms carry all the risk, the cost of borrowing will rise.
It recognizes that the risks that a bank faces are very complex and that they are not summarized by just the classes of borrowers that were defined in Basel I.
它指出一个银行所面对的风险是非常复杂的,第一次巴塞尔协议定义的借款人风险等级,无法概括全部的风险
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime--not a good risk.
次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大
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