赢家是那些凭运气或故意从银行大笔借款、购买硬资产的人，或者发行债券的企业财团。

The winners were those who — by luck or design — had borrowed heavily from Banks to buy hard assets, or industrial conglomerates that had issued debentures.

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如果一家银行未能向借款人预付其承诺部分的贷款，则借款人仅能向该家银行提出诉求，而财团中的其他银行不承担任何责任。

If one bank fails to advance its agreed part of the loan to the borrower, then the borrower can only Sue that bank, and the other Banks in the syndicate have no liability.

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