抵押物的相关有效证明和资料由当事人确认封存后，由借款方交与贷款方保管，但法律法规另有规定的除外。
Subject to any the laws and regulations, any information and certifications in respect of the Mortgaged properties shall be handed over by the Borrower to the Lender after sealed.
按揭包含房屋买卖和借款两个合同，有三方当事人。
Mortgage contains two contracts, which are buying and selling contract and loan contract, and three parties concerned .
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