但是，信贷质量却迅速恶化。
这样做的结果是，利率上调或信贷质量下降给他们造成的风险会更大。
As a result, they have exposed themselves to much greater risk from rising rates or falling credit quality.
在这场骗局中，买主以为会有人购买看跌的债券，因此信贷质量成了关键。
In such a setup, the buyers assume that someone will be betting against the bonds, so the quality of the underlying credit is key.
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