开展银行贷款信用保险可有效防范银行信用风险，并为保险业提供更广阔的业务空间。
Carrying out the credit insurance of bank loan can reduce the credit risk of bank effectively and provide more business for insurance.
本文主要探讨出口信用保险对外贸信用风险的价值以及存在的问题和解决的建议。
This paper mainly discusses the value of export credit insurance, existing problems and solutions.
主要研究方向及特色：目前研究兴趣：商业银行经济理论与信用风险管理、公司金融、行为金融、保险经济学、合约理论。
Current Research Interests: economics and credit risk management of banking, corporate finance theory, behavioral finance, economics of risk and insurance, contract theory.
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