信用贷款是指以借款人的信誉发放的贷款， 借款人不需要提供担保。其特征就是债务人无需提供抵押品或第三方担保仅凭自己的信誉就能取得贷款，并以借款人信用程度作为还款保证的。这种信用贷款是中国银行长期以来的主要放款方式。由于这种贷款方式风险较大，一般要对借款方的经济效益、经营管理水平、发展前景等情况进行详细的考察，以降低风险。主要适用于经工商行政管理机关核准登记的企（事）业法人、其他经济组织、个体工商户，并符合《贷款通则》和银行规定的要求。
网络释义专业释义
二、个人往来所造成的信用风险 (一)信用贷款（Credit Loans） 当个人消费者有资金需求时，银行提供固定金额的信用贷款的服务，在授信 的初期先约定好收取的费用、本金及利息的偿还方式，包括...
基于952个网页-相关网页
... fiduciary issue 信用发行 fiduciary loan 信用放款；信用贷款 Fiduciary 受托人 一名人士获法律授权为另一名人士持有资产。受托人管理资产以另一名人士的利益，而不是本身的利益为前提 ...
基于665个网页-相关网页
... unpresented cheque 末兑现支票 unsecured loan 无担保贷款；信用贷款 utmost good faith 具最高诚意绝对真确 ...
基于374个网页-相关网页
-
credit loans - 引用次数：14
This paper attempts to study the effect of accounting quality on lending decisions of credit loans.
本文试图研究会计信息能否对信用贷款决策发挥作用。
参考来源 - 信用贷款、制度环境与会计信息质量unsecured loanu ecured loanfiduciary loan
·2,447,543篇论文数据，部分数据来源于NoteExpress
双语例句原声例句
-
银行已经答应向你们公司提供信用贷款。
-
一天蟹和他女儿一起爬到银行去申请信用贷款。
One day, he and his daughter crawled to the bank to apply for credit.
-
对于那些申请按揭的人来说，信用贷款仍然难以获取。
For those seeking a mortgage, credit is still hard to come by.
-
Well, it wouldn't have been automobile loans when these were created; I don't know, something loans, etc.
信用合作社成立之初大概还没有汽车贷款,反正诸如此类贷款吧
-
I read The Wall Street Journal every morning and I worry about the credit crisis, and I worry about credit cards, and I worry about auto loans, and I worry about corporate loans, and I worry about the solvency of the banking system, and then I go to work and I try and find the best opportunities that I possibly can.
每天早晨读华尔街日报的时候,我会担心有没有信贷危机,担心我的信用卡,担心汽车贷款,担心公司贷款,担心银行系统的偿付能力,然后我去上班,努力抓住所能遇到的最好机遇
-
In other words, banks may lend to you or to me re risky borrowers but they sell the mortgages to Fannie Mae or Freddie Mac they get their money right then and there.
换句话说，银行可能借钱给我们,知道我们的信用度不高，knowing，that，we’,但是银行把贷款卖给,房地美和房利美,转手就拿到现钱。
应用推荐
$firstVoiceSent
- 来自原声例句