信用行业是专门从事信用信息采集、整理和加工，并提供相关信用产品和服务的产业总称。一个国家的信用状况和信用秩序，在一定程度上取决于其信用行业的发育状况和市场化程度。信用行业的诞生源于社会信用的缺失，信用行业的发展压缩了失信者的生存和发展空间，信用行业是市场经济自身的规范力量，是市场经济不可缺少的一部分。
信用卡行业 The Credit Card Industry
电信费用管理行业协会 TEMIA
道路运输行业信用体系 Credit System for Road Transport
企业信用行为 Enterprise credit behaviors
但自从信用行业会提供挣得免费飞机旅行的机会之后，这马上就终止了。
This all ceased as soon as the opportunity to earn free air travel was offered through the credit industry.
所有这一切都随时间带来了生活费用的上涨，因为商人必须将商品或服务涨价，来弥补交给信用行业的高支出。
All of this leads to the increased cost of living over time as the merchandisers must raise the cost of their products or services to cover the high expenditures going to the credit industry.
信用卡行业的问题不仅仅关乎信用卡公司——也关系到你。
The problem with the credit-card industry isn't just credit-card companies — it's you too.
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