因此，完善信用约束机制也必须从这些方面努力。
Therefore perfect credit restraint mechanism must be also from these aspect efforts.
社会信用环境不良、学校道德教育不力、信息运行管理不善以及信用约束机制失？等共同造就了高校信用缺失的现状。
Poor social credit circumstance, the declination of the school moral education, bad management of information running and the disorder of credit control system, lead to this phenomenon.
在此基础上，从外部监管、约束机制、内控制度及微观管理工具等方面构建起商业银行的信用风险管理体系；
On the basis of this, it constructs a management system of credit risk of commercial banks from the aspects of outside supervision, restriction system, inside controlling, micro-management means etc.
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