信用担保体系不健全。
企业信用担保体系的建立和有效运转有赖于商业银行与担保机构的积极配合。
The establishment and effective operation of enterprise credit guarantee system depend on the positive cooperation between commercial bank and guarantee institution.
本文在借鉴国际经验基础上，力求为我国信用担保体系的制度设计在风险与覆盖面之间找到一个较好结点，提出了相关政策建议。
Based on international experience, the author makes suggestion in order to strike an appropriate balance between risks and coverage in designing credit security system in China.
应用推荐