经济学家、《信用卡行业》（The Credit Card Industry）的作者刘易斯 8226;曼德尔（Lewis Mandell）说：“人们觉得信用卡就好像神话中瓶子里的那头能让你要什么有什么的妖怪。”
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这是钱，你付出的寡头垄断在信用卡行业。
That's the money that you have paid to the oligopolies in credit CARDS industry.
信用卡行业的问题不仅仅关乎信用卡公司——也关系到你。
The problem with the credit-card industry isn't just credit-card companies — it's you too.
例如，在信用卡行业，当顾客不再使用该卡消费时，这就是一个信号。
For example, in the credit card industry this could be signaled through a customer's decline in spending on his card.
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