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四是信用制度建设严重滞后。
The fourth is the credit institution-building seriously lagging behind.
文章最后探讨了有关个人信用资质证明开发是个人信用制度建设延展问题。
Finally, this paper discusses that the development of individual credit intelligence guarantee is the extension of individual credit system.
良好的社会信用是现代金融业运行的根基，应当大力加强社会信用制度建设；
We should strengthen the construction of social credit system as it is the base of modern finance.
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