利率通常会因借款人的信用分、贷款期限及更多基于借款人申请评估的可能标准而有差别。
The interest rates will typically differ by credit grade of the borrower, loan term and possibly more criteria evaluated upon the borrower application.
流通中的信用卡数量也下降了将近五分之一。
The number of credit CARDS in circulation has declined by almost a fifth.
这些借款人的平均FICO信用评分是775分，从而就确保了借款人的良好信誉。
The average FICO credit score is 775, which makes the borrowers beacons of creditworthiness.
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