分析了信誉、信任、风险和支出等因素之间的关系，通过信誉评价，建立了信任过程和交易过程模型。
The relationships between reputation, credit, risk and expenditure are analyzed. We can establish the model of trust and reputation through reputation evaluation.
同时这种纠结也提示，在从传统的熟人社会向陌生人社会转型的过程中，必须处理好重构社会信任这一课题。
Meanwhile, this also reminds us of the necessity to handle reconstruction of social trust system during the changing process from a traditional society of acquaintances to a strangers' one.
信任需要有一个过程。
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