抓住你即将拥有的为了让更多的员工参与进来，雇主们用了各种各样的刺激方法，从免费的健身会员卡到减少医疗保健保险费，再到降低共付医疗费。
Get WHAT's COMING to YOU to get more employees to participate, employers are offering all types of incentives, from free gym memberships to reduced health care premiums to lower copays.
类似的计划通过提高每年的扣除额来弥补降低的保险费。
Such plans tend to offset lower premiums with higher annual deductibles.
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