传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
分散化方法可以结合复合格式数据，例如客户ODS与相关的契约文档或是图象相结合。
The decentralized approach can combine mixed format data, such as customer ODS with related contract documents or images.
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