大家都知道，本行的政策之一就是不仅仅是依靠贷款获利，更重要的是应当通过其它方式，如赚取服务费，佣金等方式来增加本行的收益。
You know, a part of the bank's policy is to limit dependence on net interest as a source of income and to develop its fee and commission earning activities.
另一个优势是针对贷款经纪人所设立的激励机制，这些经纪人的大部分收益取决于他们所收还款的金额（佣金）。
Another is the incentive scheme they operate for their agents, the bulk of whose earnings is based on how much they collect.
所以他们会试图掩饰经理的佣金，用选择权的形式来处理非常丰厚的加薪，延缓补偿和收益。
That may have led to an attempt to disguise executive pay, with the really big increases being awarded in the form of option grants and deferred compensation and benefits.
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